If you or a loved one has suffered a serious injury, or has developed a long-term or terminal illness your focus should be on getting better not on loss of earnings. WorkAid & Associates has the experience to maximize every income source available to you, let us get your finances healthy while you are on the road to recovery.
Terminal or serious illness means you are not going to get better. The reality is when you are faced with such a situation you must prepare your family for the fact that you may well get worse and that your illness could result in death. As difficult as this is – helping your family deal with this reality also includes making sure you have the financial resources to care for your responsibilities while you focus on your treatment plan.
If your illness has disrupted your ability to function at work or participate in gainful employment of any description there are many resources available to you:
- CPP Disability
- Trillium Drug Program
- The Truth About Short & Long Term Disability
- The Truth About Survivor Benefits
CPP Disability
The Canada Pension Plan (CPP) disability benefit is available to people who have made enough contributions to the CPP, and whose disability prevents them from working at any job on a regular basis. The disability must be long lasting or likely to result in death.
Our job, when working on your behalf is to explain to you what the CPP Disability Benefits are, assist in determining what you may be eligible for and filling out your application.
If you have made an attempt to fill out this application and felt overwhelmed or applied and been "denied" then it is important that you arrange to meet with us immediately.
Trillium Drug Program
The Trillium Drug Program (TDP) is intended for Ontario residents who have a valid Ontario Health Card and who have high prescription drug costs in relation to their net household income. WorkAid & Associates will work with you to determine which of your prescription drug products will be eligible and if additional support is available for any drug products that may not normally be funded by TDP.
The Truth About Short & Long Term Disability
Short Term Disability may be one of the benefits your company has removed from their benefit package. However there may still be benefits that you can apply for. Through Employment Insurance (EI) you may be qualified to receive these benefits if you are not working because of illness, injury or quarantine.
EI Sick Benefits will be the first thing WorkAid & Associates will help you access because it is your most accessible financial source. You may be eligible to receive EI Sick Benefits provided we can work with you to prove you cannot do your job.
Long Term Disability Benefits can be confusing. Contact WorkAid & Associates so we can help you navigate your way through this complicated process.
The Truth About Survivor Benefits
When application process exceeds life expectancy – we can help in the event of your death – there are survivor benefits available to your loved ones. Allow us to apply for all your possible benefits immediately. Your children would qualify for financial support up to 18 years of age. Your spouse will also qualify for benefits. Go to My Loved One Has Died if you require further information.